Business Finance

Direct Lender

Maximum Loan


A fresh approach to business loans

We believe that ezbob business loans are ideal for UK business owners. Regardless of what industry you are in or where your business is located in the UK, your business may qualify for up to £120,000 in as fast as 30 minutes.

- ezbob

ezbob Product Video

b Features & Options of ezbob

Eligibility Criteria:

  • Borrower over 18 years old.
  • UK registered company or UK-based sole trader.
  • Valid business debit card.
  • Must be a director/owner/partner of the company.
  • Minimum annual turnover of £30,000.
  • 12+ months trading history.

Application Process:

To apply for an ezbob loan, complete and submit an online application, which involves a three step process.

  1. Register: Create an ezbob account.
  2. Personal: Identification and contact details of business owners.
  3. Business: Company contact and business details, together with one of the following business data point links:
    • Business VAT online credentials.
    • Copies of your five VAT returns for uploading.
    • eCommerce marketplace store credentials (if selling online).
    • Business bank statements.

ezbob claims that the application process takes less than 10 minutes, and you will receive a decision from them within one hour. After approval, funds are available to draw down immediately.

ezbob Pricing

Loan Amounts: £1,000 – £120,000.

Interest Rates*: 5% per month (businesses with a higher than normal risk profile may be offered a higher monthly interest rate).

Fees: Set up fee 3.5% – 5% of loan amount (up to 7% for high-risk profile businesses).

Repayment Terms: Up to 24 months.

* Note that interest rates may vary depending on market conditions – always confirm current rates with the lender before committing to a loan.

Integrations & Add-Ons

ezbob data point links include the following services:

Ratings Summary

(4.6/5 from 471 reviews)

Rating score is a weighted average from the following respected sources:

  • Trustpilot: 9.3/10 from 454 user reviews
  • Facebook: 3.7/5 from 17 user reviews