Pricing Type


Price Range

From £29.50/mth

You live life. We do the numbers.

We take the stress out of accounting and bookkeeping for freelancers, contractors, startups or just about any small business. Our simple service is built around you, making it quick and easy for you to log in, sort out your accounts, and get back to doing what you enjoy.

- Crunch

Crunch Product Video

p About Crunch

Crunch was created in 2007 as an innovative idea of offering accountancy services to the self-employed and micro business community. Being self-employed or a small business owner you have to wear many hats, Crunch was created to take away the need for in house accountancy expertise.

Along with the accountancy expertise, Crunch have developed their own accountancy software product which you access and upload your transactions. On signing up with them you are assigned you own account manager, who is your point of contact if you have any queries.

Crunch Accounting website homepage

Your account manager won't necessarily be a trained accountant, but Crunch have accountants in house to manage any queries you might have and these are available to you any time. The account managers are fully trained on how to use their software product, so can help with any technical aspects.

Their model is subscription based, charged for per week or month with no contract, so you can leave when you like.

Crunch Accounting Features

Crunch offer tailored solutions for contractors, sole traders or limited companies.

If you are a contractor, Crunch offer an umbrella service, which is easy to set up, you get comprehensive insurance cover and full support and advice. They pay you promptly for your work and take care of all the admin.

As a sole trader, your monthly subscription fee will afford you access to their real time accountancy software, dedicated account management, unlimited accountancy support, HMRC registration and self assessment submission.

If you subscribe to one of the more expensive plans they also include complex self assessment and review, VAT registration & filing and payroll support.

If you are a limited company Crunch can do your year end accounts, Corporation Tax return filing, manage your invoicing and expenses, bank account set up, payroll, smart receipt scanning and more.

In addition to these accountancy services Crunch have rolled out other business services they can help you with such as business insurance, mortgages and company formation.

Crunch Pricing Options

Prices start from £19.50 per week for the umbrella service to £156.50 per month (requires a 12 month contract) for the most expensive, everything included premium plan for limited companies.

The subscription fee excludes one-off setup fee of £25 and company formation fee of £35 (if applicable). All prices exclude VAT.

Crunch offer a saving of 20% on your first year when you pay annually.

Crunch offer a 14 day free trial to test their software product. This can be extended on request.

Crunch Accounting account managers


  • Software is easy to use, access to customer service and accountancy professionals during their business hours 8.30am-8.30pm.
  • Lots of other business services available through their company.
  • On the reviews side, the 5-star camp praise how much time and money it saves their business.
  • Accountancy is a thorny issue and for those not in the know, Crunch offer a valuable bridge to ensure all accounting and tax is properly looked after.


  • Although well rated, with the 5-star reviewers outweighing those giving just one star, there are some with gripes about Crunch. Reviewers on the 1-star end most often criticise the customer service aspect, suggesting there to be a high turnover of staff, staff are not well trained enough and queries not being followed up needing to be chased.

b Features & Options of Crunch

Umbrella Service for Contractors

  • Prompt payment, with tax and National Insurance contributions dealt with.
  • Administration looked after.
  • Quick and easy to set up.
  • Comprehensive insurance cover.
  • Full support and advice.

Sole Traders

  • Real-time accountancy software.
  • Dedicated account management.
  • Unlimited accountancy support.
  • HMRC registration.
  • Self Assessment submission.
  • Complex Self Assessment & Review.
  • VAT registration & filing.
  • Payroll support.

Limited Companies

  • Dedicated account management.
  • Unlimited accountancy support.
  • VAT registration & filing.
  • Year End accounts.
  • Corporation Tax return filing.
  • Real-time accountancy software.
  • Invoicing and expenses.
  • Bank reconciliation.
  • Bank account setup.
  • Secure HMRC filing.
  • Business mileage mobile app.
  • Registered office service.
  • Payroll for Directors.

Crunch Pricing


  • £19.50/week. Umbrella company, Dedicated payroll support, Comprehensive insurance cover, Fully HMRC compliant, Weekly payroll submission.

Sole Traders

  • Standard Plus  – £29.50/month.
  • Best Value – £39.50/month.
  • Premium – £59.50/month.

Limited Company

  • Standard: £64.50/month; included services.
  • Plus: £96.50/month; payroll, receipt scanning, bank feeds, annual returns, and accountancy review.
  • Premium: £156.50/month; bookkeeping, tax investigation cover.

Other Costs

  • Setup fee – £25.
  • Company Formation fee – £35 (if applicable).
  • Bookkeeping – £22/hour (included in some plans).

Business Insurance

  • Sole Trader – From £68.00/year (includes insurance premium tax).
    • Employers’ liability – £10 million cover for claims made by your employees. No excess.
    • Public liability – £1 million cover for claims made by the public. £50 excess.
  • Limited Company – From £123.00/year (includes insurance premium tax).
    • Employers’ liability – £10 million cover for claims made by your employees. No excess.
    • Public liability – £1 million cover for claims made by the public. £50 excess.
1 Current Deal

Ratings Summary

(4.3/5 from 287 reviews)

Rating score is a weighted average from the following respected sources:

  • 4.4/5 from 204 user reviews
  • Google: 4/5 from 59 user reviews
  • Trustpilot: 8.2/10 from 24 user reviews